Attorney in Georgetown, Delaware Area Helping You Use Bankruptcy to Avoid Repossession of Your Car

If you are struggling to meet your financial obligations and are afraid that your car may be repossessed, a Chapter 13 bankruptcy filing can help you keep your car while getting a fresh financial start. Should you find yourself in this situation, you want an experienced lawyer to help you through the process, one who has successfully represented others in similar circumstances.

At the law office of James C. Reed, P.A., in Rehoboth Beach, I bring over 20 years of bankruptcy experience to clients throughout lower Delaware. I understand the stress and anxiety that come with bankruptcy and will work closely with you to make certain all your questions are promptly answered and that you always understand your options. My sole focus is on helping you resolve your issues and move forward.

I offer a free initial evaluation to all clients. Contact me by e-mail or call my firm at 302-727-0236 (toll-free at 888-844-1848) to set up an appointment.

Using Chapter 13 to Stop Car Repossession

When you file for protection under Chapter 13, you are immediately protected by the automatic stay provided by the bankruptcy laws, which prohibits your creditors from calling, writing or taking any other legal action to recover the debt, other than through the bankruptcy. Under Chapter 13, you are allowed to reorganize your debts, entering into new arrangements to repay your debts over a 3 to 5 year period. If car repossession efforts are already underway, the bankruptcy filing will terminate them.

I will handle matters related to a Chapter 13 bankruptcy petition including, preparing and filing all the documents required to complete the process, acting as your advocate, and providing representation at all hearings or meetings with creditors, the bankruptcy trustee or the court. In addition, I will help you put together a plan of reorganization and will review any proposed repayment plans from the company holding the note on your car, to make certain the proposed payments are affordable. If you enter into a new agreement and make all payments in a timely manner, your car will be paid at the end of the payment period.

Contact Attorney James C. Reed, P.A.

To use Chapter 13 to address car repossession concerns, contact my office or call my firm at 302-727-0236 (toll-free at 888-844-1848) for a free initial evaluation. We keep flexible office hours for your convenience. Our offices are handicapped-accessible.

James C. Reed, P.A.
6 Century Plaza, 19633 Blue Bird Lane, Suite 6
Rehoboth Beach, DE 19971
Phone: 302-727-0236
Toll Free: 888-844-1848
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